In most cases, health insurance plans will cover some important oral surgery procedures. We recommend that you talk to your dentist to understand the coverage of your insurance provider and the plan. Your dental health can affect the rest of your body, and your overall health can affect your oral health. When you need a serious dental procedure, such as oral surgery, some of the costs may be covered by both your dental insurance plan and your health insurance plan.
When health insurance pays for oral surgery, it usually pays as the primary payer without an annual maximum. Dental coverage coordinates benefits as a secondary payer. It's important to ensure that coordination takes place even when your medical and dental insurance are covered by the same insurance company. While this is just an estimate, it can provide you with information about what types of oral surgery are covered by your exclusive plans.
Some insurance plans may agree to cover some or all of the costs of some of these oral surgery procedures if other non-invasive treatments have failed. There are also flexible financing options available to help cover any difference between what your dental and medical insurance covers, making it more comfortable for you to get the care you need. For elective procedures, basically any oral cosmetic surgery, patients often have to pay themselves. DENTAL CARE Dental coverage is the primary insurance when the procedure is not medically necessary or is not an integral part of a service covered by health insurance. While all of these injuries are related to the face and mouth, it's a matter of balancing whether the treatment is covered by your dental or medical insurance. Oral surgeons and other dental specialists, as well as general dentists, can bill health insurance for certain procedures.
Oral surgeries may include removing diseased or impacted teeth, dental implants, biopsies, removing tumors, repairing trauma, and other surgical problems affecting the bones and soft tissues of the face. These surgeries can be very expensive, so it's important to know how your insurance can help you cover the cost. While initial surgery is needed to help babies born with this condition be able to breastfeed and eat, children will need periodic surgery as they grow and their facial features mature. It's essential to understand how much of your oral surgery costs will be covered by your health and dental insurance plans. To get a better idea of what is covered by each plan, we recommend that you speak with both your dentist and your health insurance provider. They will be able to provide you with more detailed information about what types of oral surgery are covered by each plan.